Insights

pension-property-investment
September 6, 2016 Pensions
Downsizing leaves millions short of retirement cash

  Downsizing rather than saving into a pension is a gamble that rarely pays off and is more likely to leave people short of money when they retire, according to new research. A study estimates that more than 3 million homeowners shun saving into a pension in favor of downsizing to a smaller property –…

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September 4, 2016 Pensions
Pension Freedoms: Considering your options is key for savers

  Under recent UK pension legislation changes, retirement savers now have the freedom to draw their pension as cash and spend the money how they like – or do they? Whilst the rules have changed, the regulator’s stance on consumer protection has not. Before The probability is anyone with a defined benefit or final salary…

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weekly-financial-market-update
August 31, 2016 Market Update
Weekly Market Overview

Economic Overview Janet Yellen’s Jackson Hole speech finally brought an end to the summer lull especially after she echoed recent comments by her Fed colleagues and suggested the next rate hike is getting close. In terms of timing, markets still see December as more likely than September but a move next month is now 36%…

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professional-financial-advice
August 31, 2016 Financial Planning
Failure to take professional financial advice is costly

  Retirement savers are shunning professional advice and could be losing out on thousands of pounds of income every year in retirement. Many take advice from the wrong people or do not bother at all, says a new survey by pension provider LV=. The firm has corralled retirement savers into nine groups based on how…

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August 25, 2016 Bonds
Banking On Income From Big Brands With Bonds

  While interest rates and return from gilts and annuities continue to bomb, one place to look for high returns is lending cash to big brand businesses. Corporate bonds are a simple way to invest that are often overlooked by personal investors who worry they need to tie up too much cash for a long…

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Home-Rental-Income-Slide
August 16, 2016 Market UpdateEconomics
Luxury Home Rental Income On The Slide

  Rents for prime residential property across the world has dropped for the third quarter in a row, according to the latest data. A survey by international property firm Knight Frank scrutinised rents in 17 major cities and found that they decreased by 0.5% in the first three months of this year.  Only six of…

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