Insights

Tax Planningexpats
South African Tax Law Amendment Bill Commentary

There has been a lot of noise in the South African expat community around the Draft Taxation Laws Amendment bill (DTLA), specifically the proposed removal of the 183 day foreign tax exemption. This is of particular concern for those living in high living cost environments such as the UAE. With an estimated 120,000 South Africans in…

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Fund Management
Compounding Explained

When saving or investing, high rates of return are always attractive. However, there are subtle differences found in the small text that will have a profound impact on your future wealth. Certain aspects worth noting are the type of interest, and the period over which the interest is paid. The two types of interest are…

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Retirement Planning
Top 8 Ways for Expats to Save for Retirement

It can be tempting to put retirement planning on hold. However, putting your money to work at a younger age could dramatically increase your retirement pot, and ensure comfortable living later in life. It is essential to have a plan in place, as it is not something that can be built up over night.  …

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Financial Planning
10 Steps to Becoming a Millionaire

Being rich is more a state of mind than a bank balance. With the following steps that we have compiled, you can begin to gear yourself towards this successful mindset. Have the will power to go against the crowd If following the crowd were profitable, everyone would be a millionaire. Instead, learn to buy when…

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UK Pension Deficit
Types of Pension PlansRetirement Planning
What happens If my UK pension scheme has a deficit

On July 3rd, PwC announced that the UK Pension Deficit is currently at an astonishing £460bn, meaning that the potential liabilities of the schemes are greater than the assets. The deficit has been brought about by increasing life expectancy, underfunding by companies, and a fall in equities and bond yields. Due to this deficit, companies…

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Types of Pension PlansRetirement Planning
Lifestyle Sacrifices If You Want Early Retirement

Lifestyle Sacrifices If You Want Early Retirement If you want to take early retirement but can’t afford to, it’s probably because you only have yourself to blame. Early retirement for Expats in UAE, UK and Australia is an achievable goal for many but it doesn’t come without some lifestyle sacrifices. That means you literally can’t…

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