Insights

Four Cognitive Biases That May be Affecting Your Portfolio

Being a successful investor takes a great deal of skill and knowledge. Hours of studying, insight and initiative are needed to be able to consistently make high (or better yet market-beating) returns on your savings. However, perhaps the most important aspect of all is to do with our psychology! Benjamin Graham, the ‘father’ of value…

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October 17, 2018 PensionsTax PlanningPension
Solving Inheritance Tax

Inheritance tax, or the ‘death tax’, could be one of the most disliked taxes in the UK – no one wants their estate to be eroded away before it reaches their family. Currently, the tax-free threshold stands frozen at £325,000 for 2017-2021, or at £650,000 for couples. However, the steady rise in property prices over…

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Retiring Outside of Ireland with an Irish Pension

In 2018, research by Expatistan ranked Ireland as the country with the 7th highest cost of living in the world. It is for this reason that retirees that are under-funded – or even generously funded – seek out a lower cost of living by moving abroad. However, before moving abroad and drawing an income, it…

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September 27, 2018 Financial Planning
What is your Risk Appetite?

What is my Risk Appetite? We all have aspirations of making sky-high returns on investments. However, in practicality that may not be feasible. What should really be on investors’ minds is their respective risk appetites – what they are willing to invest given their financial situation and aspirations. Risk can come in many forms –…

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3 Things Every British/UK Expat Should Do with Their Finances in Dubai

Relocating from the UK to the UAE can be a fantastic life choice, as many expats prefer the vastly different lifestyle, not to mention the benefits of zero income tax to enjoy. However, it can be hard to realise what you need to do with your finances upon moving to a new country – becoming…

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September 20, 2018 Financial Planning
Financial Health Check – Checklist

Life and personal finances are heavily linked – they both change over time. Many key life milestones are also inseparable from related, financial milestones. Of course, the earlier you start to plan for these milestones, the more pressure you are taking off yourself to live financially secure in the future. That’s why its so important…

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