Monthly Archives: July 2018

The fundamentals of Financial Plann...

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Good financial planning should be viewed as personal healthcare and maintenance checks or reviews, just like medicals, should be performed on a regular basis. It can get to a point where current investments may not be providing you with the goals that you set out to achieve. The following article will provide some information on … Continue reading The fundamentals of Financial Planning

Why real returns are crucial for re...

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Interest rates can be expressed in two ways, as nominal rates or real rates. The difference is that the nominal rate of return is the percentage change, whereas the real rate of return is the percentage change adjusted for changes in prices due to inflation or other external factors. This keeps the purchasing power of … Continue reading Why real returns are crucial for retirement planning

How to make sure your wealth is pas...

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Often, HMRC becomes an additional beneficiary of your Will due to a lack of financial planning when organizing how your wealth is set up. For those with significant assets, this is an avoidable tax where your loved ones can be the true beneficiaries of your estate. Part of your estate can be passed on tax … Continue reading How to make sure your wealth is passed on to your family