Insights
A guide to the pension system in the United Kingdom
The UK system was first laid down in the years following the Second World War with a state pension paying a guaranteed retirement income to replace the income of workers who gave up their jobs at the age of 65. Over the intervening years, successive governments have tinkered with the pensions system leaving the…
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Free online tools for working out retirement income
Everyone needs to know how much money they are likely to receive as a retirement income. The problem is working out the figures is complicated. To make the job easier, here is a list of free and independent online calculators and checklists that are safe and simple to use. They cover everything from how…
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Stretching savings to fund the retirement age gap
You may not mind the age gap between you and your partner – but you should think about how those years impact your pension. Age is a big factor in deciding how to spend retirement savings. But many couples approach the issue the wrong way, especially if the youngest partner is a woman. Take…
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Retirement planning for UK expats in Australia
Most expats would love to take an early retirement in Australia, but few have the financial plans in place to let them live the dream. The result is expats who could afford to retire carry on working, while others give up work too soon and exhaust savings which should last them in to their…
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Retirement planning for UK expats
Most expats hope to gather enough from their savings and investments to retire early. To help make that life-changing decision about the best time to give up work – and to see if you can afford to so – here are some points that you need to think about. The first step is looking…
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