All posts by Chris Ferguson

Chris Ferguson

About Chris Ferguson

Chris formed Credence to bring credible financial advice to the offshore marketplace. Chris has been in financial services throughout his whole career, with experience in the GCC, United States, United Kingdom and Australia. Chris entered the financial services sector to enable as many people as possible benefit from freedom and choice in life by making good decisions rather than experiencing stress and anxiety over money.

Is Investing In Property Really A G...


  Bank of England chief economist Andy Haldane has opened a debate on property v pensions with some controversial comments about investing. He argues that while Britain has a housing crisis with too few homes, prices will keep rising and outpace traditional pension investments such as shares and bonds. But looking at stellar price growth … Continue reading Is Investing In Property Really A Good Pension Plan?

British Expats Should Pay UK Tax, S...


  Taxing British expats wherever they live in the world is the only way to stop tax avoidance scandals, financial experts claim. The Chartered Institute of Securities and Investment (CISI) wants British passport holders to pay income tax and capital gains tax to HM Revenue and Customs (HMRC) regardless of where their home is located. … Continue reading British Expats Should Pay UK Tax, Say Financial Experts

Pension Freedoms: Considering your ...


  Under recent UK pension legislation changes, retirement savers now have the freedom to draw their pension as cash and spend the money how they like – or do they? Whilst the rules have changed, the regulator’s stance on consumer protection has not. Before The probability is anyone with a defined benefit or final salary … Continue reading Pension Freedoms: Considering your options is key for savers